Business Lending

As a valued client, you deserve the resources and one-on-one personal attention you can find only at Level One.

As a business client of Level One, you will gain access to a relationship manager who is ready to serve your needs.

We will take the time to thoroughly understand the financing needs of your business and, using this knowledge, develop a financing plan that maximizes your company's strengths.

You'll also benefit from direct access to our senior management who are just a phone call away.

Asset-Based Lending

If your company’s sales are growing faster than your capital base or if your business requires a major investment in assets, you may be tying up valuable working capital. If so, consider Level One’s flexible asset-based lending solutions.

Asset-based lending solutions help manufacturers, wholesalers, distributors and service companies with:

• Seasonal sales
• Rapid growth
• Acquisitions
• Mergers
• Turnarounds
• Restructurings

Level One’s asset-based lending provides:

• Customized lending solutions tailored to the specifics of your business
• Local management allows us to provide faster responses to your requests
• Dedicated colleagues to service our clients, including your local relationship manager and our Asset Based Lending specialist
• Flexible collateral reporting options to fit your business
• Revolving lines of credit based upon a percentage of the value of your accounts receivable and inventory, giving you the seasonal or cyclical financing you need. 

To learn more detail, call Business Banking at 1-888-880-8610 , email us, or visit our corporate offices at 30201 Orchard Lake Rd., Suite 250 Farmington Hills, MI, 48334

 

Business Lines and Loans

Our experienced team works with you to thoroughly understand the financing needs of your business and develop a financing plan to assist you to maximize your company's strengths.  Your commercial banker will work to deliver the business and personal services that will help your company grow and succeed. 

Business Services

Personal Services

• Mortgage financing
• Personal lines of credit
• Credit card
• Online banking with bill payment

To learn more detail, call Business Banking at 1-888-880-8610, email us, or visit our corporate offices at 30201 Orchard Lake Rd., Suite 250 Farmington Hills, MI, 48334

 

Commercial Real Estate Financing

Our dedicated Real Estate Bankers will provide you with the experience and one-on-one support you need.

Expertise

• Underwriting is individually structured for each project.
• Our experienced and dedicated professionals utilize a streamlined approval process, resulting in quicker turnaround times for you.
• Our experienced staff and highly qualified outside professional service providers help you meet critical deadlines by providing documentation quickly and efficiently.

To learn more detail, call Business Banking at 1-888-880-8610, email us, or visit our corporate offices at 30201 Orchard Lake Rd., Suite 250 Farmington Hills, MI, 48334

 

Equipment Financing

If you, like many business owners today, need to expand your operations, a Level One equipment financing loan can help your company modernize its facilities or expand to meet new demand.

To learn more detail, call Business Banking at 1-888-880-8610, email us, or visit our corporate offices at 30201 Orchard Lake Rd., Suite 250 Farmington Hills, MI, 48334

 

SBA Lending

Our Government Lending specialist is committed to helping small businesses get the financing needed to expand and grow.  Level One offers clients the personalized expertise and professional guidance to help your business take full advantage of SBA loan benefits.

Level One gives you a strong independent bank as a trusted ally. Start expanding or building your business today by choosing one of the following loan programs:

• 504 Program
  For purchasing an industrial or commercial building.
• 7(a) Program
  For access to other resources for additional capital.
• SBA Express
  For working capital needs for small businesses program.

To learn more detail, call Business Banking at 1-888-880-8610, email us, or visit our corporate offices at 30201 Orchard Lake Rd., Suite 250 Farmington Hills, MI, 48334

 

Small Business Lending

Level One offers a full suite of small business loans and lines, including:

Business Equity Line or Loan – uses the individual’s residential property as security, with at least 51% of the proceeds used for business purposes. Using your home equity allows business owners to access more credit, with the added benefit of having the credit in the name of the business.

Business Overdraft Lines – offer daily protection from overdrafts in your business account.

Secured and Unsecured Business Loans and Lines – structured to meet your needs.

To learn more detail, call Business Banking at 1-888-880-8610, email us, or visit our corporate offices at 30201 Orchard Lake Rd., Suite 250 Farmington Hills, MI, 48334

 

Term Lending

Strategic business planning requires both a long-term perspective and access to long-term financing. Level One can help you explore your options to restructure your balance sheet, acquire other companies or execute a management buyout.

Your personal relationship manager will take the time to listen and learn about your business needs, and provide the best solutions to meet your requirements.

To learn more detail, call Business Banking at 1-888-880-8610, email us, or visit our corporate offices at 30201 Orchard Lake Rd., Suite 250 Farmington Hills, MI, 48334

 

Level One Business Credit Cards

We know it takes a lot to grow a business - from managing cash flow, accounting for company purchases, or reimbursing employees expenses, and these cards can do that and more.  You can choose a business credit card that fits your needs.
 
To get your own Visa Credit Card just:

Visit our Banking Center OR Call 888-880-5663 OR 248-737-0300

Check out our Credit Card Options

Apply Online

Already have a Level One Visa Credit Card?

Access your credit card account online to check the balance, transaction, billing, payment or to make a payment:

Credit Card Sign On

To learn more detail, call Business Banking at 1-888-880-8610, email us, or visit our corporate offices at 30201 Orchard Lake Rd., Suite 250 Farmington Hills, MI, 48334