Career Information Level One Employment Application
Looking for a great career?
Join the welcoming culture of Level One Bank in Farmington Hills, Michigan. A new locally-based bank with the sophistication of a big bank, the heart of a community bank and the spirit of an entrepreneur. Professional, dynamic, fast paced environment where employees, customers and community come first.
For employment opportunities please email your resume to jobs@levelonebank.com
Current Job Openings:
Commercial Banker
Commercial Bankers act as an advisor to commercial clients on all financial needs. Commercial Bankers manage and build a portfolio of commercial clients and effectively identify cross-sell opportunities for each assigned relationship. They market to assigned clients a broad range of financial products including, but not limited to: credit, treasury management services, and personal banking. Commercial Bankers also develop and maintain a list of qualified prospects and referral sources they pursue for business.
Job Requirements:
- Extensive knowledge of credit and non-credit products required.
- Strong understanding of bank regulation processes.
- Knowledge of banking and investment regulations.
- Excellent communication skills, written and verbal.
- Excellent organizational skills – deadline focused.
Experience / Education Requirements:
- Bachelor's degree required
- Minimum five years of commercial banking experience and credit experience including financial analysis and underwriting required.
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Mortgage Loan Underwriter
The role of Mortgage Loan Underwriter is responsible for underwriting residential and consumer loan applications. This position includes the review and appraisal of applications. Uses knowledge and independent judgment to determine assess risks when compared to applicable regulations.
Job Requirements:
- Knowledge of residential and consumer loan processes.
- Ability to effectively make independent decisions.
- Sound judgment and in determining the risk level of a loan.
- Experience in underwriting property and underwriting requirements of FNMA, FHLMC and private mortgage insurance companies.
- Working knowledge of state and federal residential / consumer lending regulations.
- Knowledge of RESPA regulations effective January 1, 2010.
- Knowledge of TILA regulations preferred.
- LaserPro and Calyx system knowledge preferred.
- Exceptional detail orientation.
- Proficiency in problem solving.
- Microsoft Office proficiency required.
- Excellent verbal and written communication skills.
- Organizational and analytical skills.
- Strong follow-up skills.
- Customer service skills.
- Team orientation.
Experience / Education Requirements:
- Minimum 5 years mortgage loan underwriting experience preferred.
- Bachelor degree preferred.
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Loan Operations Specialist
The responsibilities of the Loan Operations Specialist are to create, complete and correct commercial loan documentation mainly using the LaserPro system. The LOS will also create and update the loan files while ensuring they remain current and complete. The LOS will assist with the booking and reviewing of new loans on the Fiserv Premier Loan Accounting System. They will also monitor and process transactions on the entire loan portfolio. Professional interaction and approaching work with a team orientation with other Bank teams, including the lenders, is critical to ensure the loan process is successful.
Job Requirements:
- Capable of independently processing non-complex commercial loans.
- Knowledge of commercial and/or consumer lending processes.
- Knowledge of commercial loan documentation and file requirements.
- Ability to manage time well and meet deadlines.
- SBA and USDA knowledge preferred.
- Exceptional detail orientation.
- Microsoft Office proficiency required.
- Proficiency in report writer; Cognos preferred
- Proficiency in LaserPro (Harland) or Fiserv Premier Loan Accounting System (ITI.)
- Knowledge of tickler tracking system preferred.
- Knowledge of escrow analysis preferred.
- Excellent verbal and written communication skills.
- Organizational and prioritization skills.
- Strong follow-up skills
- Customer service skills.
- Team orientation.
Experience / Education Requirements:
- Minimum 5 years commercial banking loan processing experience preferred
- Bachelor degree preferred but not required.
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Retail Personal Banker
Roll up your sleeves and join one of our bank branch teams as a Personal Banker reporting to our Branch Manager. The role of Personal Banker is more than a traditional bank teller role. This position serves our customers in sales and banking relationship building through the promotion of our bank offerings and services including deposits, loans, and fee-based products. Excellent service and care of our customers are critical ensuring not only retention of the customer, but growth in the relationship and the generation of referrals. Full time and part time positions available.
Job Requirements:
- Proven sales skills
- Customer service expertise
- Ability to perform advanced math functions
- Professional acumen and image
- Excellent verbal communication skills
- Flexibility to work in alternative local branch locations
- Strong business judgment and decision making
- Uncompromised integrity
- Cash handling proficiency
- Ability to manage time well and meet deadlines
- Exceptional detail orientation.
- Microsoft Office proficiency required.
- Strong follow-up skills
- Team orientation
Experience / Education Requirements:
- Candidates must have two years of banking experience in order to be considered
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Mortgage Loan Originator
The responsibilities of the Mortgage Loan Originator (MLO) are to serve as the Bank’s representative for the sale of and customer consultation related to residential mortgage loans. The MLO will be responsible for generating new and refinance mortgage loan business. Working closely with other Bank team members, the MLO will receive internal referrals. Development of referral contacts, cold calling, network will be core responsibilities of building new business. The MLO will be responsible for the residential mortgage loan from application to closing.
Job Requirements:
- Proven sales skills.
- Ability to consult with each customer to determine product need.
- Knowledge of residential mortgage processing, underwriting and closing procedures.
- Knowledge of federal lending regulations governing real estate lending.
- Ability to learn and accurately use the Calyx system.
- Strong network in areas of influence.
- Excellent written and verbal communication skills.
- Professionalism.
- Team orientation.
- Willingness and ability to attend various evening and off-hour functions.
- Strong desire to excel in a competitive environment.
Experience / Education Requirements:
- Minimum 2 years experience.
- Bachelor degree preferred.
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Mortgage Loan Processor
The Loan Processor would be responsible for preparing and processing mortgage loan records, files and correspondence from application through closing; assuring compliance with bank, regulator and investor guidelines and customer services standards; communicating with customers, internal staff, counsel, title companies to respond to inquiries, resolve problems and obtain all necessary documentation required for each file.
Job Requirements:
- Process and prepare for closing retail mortgage loans (FHA/VA and conventional, purchase and refinance) under various loan programs in accordance with policies & procedures.
- Set up files and order all necessary exhibits for appraisals and credit reports, and review for accuracy and potential problems.
- Order title insurance, flood and tax certificates, reviewing for problems.
- Review all documents thoroughly before submission to underwriting.
- Obtain and review documents for acceptability against loan conditions.
- Communicate with the loan officer and coordinate with buyers, sellers, title companies, escrow agents and real estate agents to obtain additional documentation.
- Complete loan submissions and prepare file for closing.
- Update conversation log as needed.
- Communicate with banking center employees and other team members to encourage, educate and generate customer referrals.
- Maintain an unparalleled level of customer service as set forth in the Level One Bank mission statement.
- Attend all consumer lending and all employee Bank meetings.
- Adjust to new responsibilities as the Bank grows.
- Knowledge of federal and state regulatory requirements
- Excellent written and verbal communication skills.
- Excellent time management and organization skills.
- Professionalism.
- Team orientation.
- Strong desire to excel in a competitive environment.
Experience / Education Requirements:
- Minimum of 2 years experience in mortgage loan processing (government FHA/VA and conventional, purchase and refinance).
- Minimum of 2 years of computer experience, preferably with an automated originations system such as Calyx Point.
- Closing experience preferred
- Bachelor degree preferred.
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